SIP Calculator

SIP (Systematic Investment Plan)

SIP allows you to invest a fixed amount regularly in mutual funds, building wealth through the power of compounding and cost averaging. Minimum: $100

Required Information

• Monthly Investment: Fixed amount to invest each month
• Expected Return: Annual return percentage you expect
• Time Period: Investment duration in years
• Step-up (Optional): Annual increase in SIP amount

Understanding Results

• Total Invested: Sum of all your SIP contributions
• Maturity Value: Expected corpus at the end of investment period
• Total Gains: Returns earned through compounding
• Wealth Multiplier: How many times your money has grown

Investment Types

Step-up SIP

• Increase your SIP amount annually by a fixed percentage
• Helps counter inflation and increase wealth creation
• Recommended as your income grows over time
• Can significantly boost long-term returns

Region-Specific Tips

• Start early to maximize compounding benefits
• Consider tax-advantaged accounts like 401(k) and IRA
• Dollar-cost averaging reduces investment risk
• Increase SIP amount with salary increments
• Diversify across different fund categories
• Stay invested for long-term wealth creation

Platform Features

• Auto-investing
• Fractional shares
• Tax-loss harvesting
• Low fees
• Investment Frequency: Monthly, Bi-weekly, Weekly

Tax Implications

• Use 401(k) for employer matching
• Max out IRA contributions ($6,500/year)
• Consider Roth IRA for tax-free growth
• Hold investments >1 year for capital gains tax benefits

Try Sample Calculation

Click "Load Sample" to see SIP calculation for $1,000/month at 10% return for 15 years with 10% step-up.